Nothing like the voice of experiences, good and/or bad, to enhance the next persons education.  

I would exercise caution in Phoenix.

Josh,This is a feature that many have been longing for, so thanks for getting it out there.So, when creating a new thread or a reply to an existing thread, I presume there will be some extra gadget to exercise this feature.

As a training exercise, I pulled up a series of distressed properties (short sales, foreclosures, failed septics, etc.) as an example and told her we would be analyzing and making offers on these four properties.

Yes, some are signature lines (personal assurance) and one is backed by an asset pledge of our software company (retained earnings in GICs, T-Bills).Another point I should mention that, despite counting our un-exercised credit lines in our liquidity, in the real estate business we try to maintain the cash >=40%.

There are so many factors that would go into projecting such an event, it makes pointing to a couple economic indicators and saying we are due for X to seem like a silly exercise.  

It seems that it would definitely prevent the exercising of the due on sale clause.

This I can all but guarantee will happen... there is NO 4% money There is no 4% money at 100% LTV.. further there is no 4% money at 100% LTV for those with 420 ficos... exercise caution here when you see these...  

Definitely exercise caution so as not to lose a great tenant, but to be honest, unless otherwise indicated by your state's law to do so there's no real obligation on your part for providing a full breakdown of what those reasons are (as for raising rent).

I am making a long story short, but if your tenant does not exercise option, you can keep the negotiated percentage of their monthly rent you've been saving for them for years.