One thing to know about fleas is that their eggs can lay dormant for up to two years.

You aren't in a position to play hard ball, they will eat your lunch.Play it straight up, put tenants in and rent it if you can, otherwise I suggest you head to the shallow end where you don't get in over your head, no offense, but those ideas were pretty much speculation with an imagination. :)

so i was talking to @Scott McMahan offline about this too (arm vs traditional). although it does protect you better in case anything happens, the arms eat up your monthly cash flow.I talked to Scott's guy (thank you) and he said he can do 5 yr balloon at 15 yr amortization. this means i'd have to pay $600/mo payment (double) and total payment would be around 900-1k with tax and all that stuff. my rents are between 1k-1.2k, so that would leave me with $100-300 cash flow if i am lucky. one roof job or a 2 month vacancy and i'd be underwater.yes, i build a bigger/larger equity quicker, but going back to Ric Edelman's philosophy, why do you want to put all your money in bricks and pay it off early?

I am doing nothing but eating breathing sleeping and reading about REI.

Your credit card debt will probably have high rates of interest, your student loan will probably have low interest.I would pay off your credit card debt and then keep paying on your car and student loan, but build a nest egg.

Doesn't take much in the way of mistakes to eat that up.If you have your own money you could make more.

I will work my tail off to be so successful so the negative ones will be eating their words.

Larger deals might be easier to accomplish this if the agent doesn't need to eat as the customary rate was 10%, at least here.

Then ask yourself 2 simple questions: 1) if they offered to make you a bologna sandwich, would you eat it?

I'm actually sitting in Arlington as I type this eating some Taco Bell.