Also, there are a lot of reasons why it is more dangerous to have a rental home with no leverage. 

Unless I'm in danger of losing the place, I try to put myself in my tenant's position and be kind.

It may be perfectly allowable - unless the lease specifically prohibits it...A pool is inherently dangerous.

The destination is exactly the same but one can get you there very quickly, but dangerously, while the other will get you to the same place, slowly and safely. 

Once done, our real estate income will put us in financial independence territory.

As much as I'm aware of the dangers of gambling on appreciation and remaining true to cash flow, I'm starting to see both factors in the market which is super exciting!

That’s dangerous! 

Other than raising your IRS audit risk, but it comes with the territory. 

Our premortal selves are coded to recognize the movement and danger lurking in the grass. 

Glad you survived.Here is a site with some statistics:https://heyjackass.com/Consider yourself lucky, you invested in an area "with statistics".Some areas of Detroit are so dangerous the only numbers the can get come from flying over and using "Heat Maps".I say that because you live in Ann Arbor (virtually next door).Good Luck!