But if you don't have enough to cover expenses, can you fund the expenses from non-IRA accounts?

What’s the best type of Kilz primer (or other primer) to use on a bedroom’s walls and ceiling to permanently eliminate or cover up a smoky cigarette smell from someone who smoked in a bedroom?

Or other things like some windows don’t have screens.

Does anyone have any experience screening renters?

Most banks would be more concerned with your net worth (personal balance sheet) to see that you have equity to cover any short comings should they have to foreclose.

The cash flow is nice and rental vacancy is just enough time to screen new renters and clean. 

You can contact an attorney who has experience with real estate, just to cover all the laws in your state.

If not covered explicitly in her will, it will likely be addressed in probate (depending on the laws in her state or residence).

If anything were to happen, the free and clear could help cover the leveraged properties.Just out of curiosity, where abouts in the "north country" are you investing?

That way I know I can cover most unforeseen circumstances