If you start with 4 because that's your comfort level that fine. 

Climate change is coming for Florida in a big way and between beach erosion, sea level rise, and rising temperatures, I think more people will be looking to vacation north of Florida in the future.

This happens every cycle and It holds true for equities as well. this is when you switch to being a lender at far less than ARV.... if the deal is skinny its skinny to the flipper not you. back in 02 ish as I had a nice run at court house steps in the PDX metro area.. the last auction I attended was in Wash. co.. minimum bid was 80k on a Aloha 160k rancher..  35 individual bidders qualified so that was 35 people with say at least 100k in cashiers checks all crowded into the little foyee there.. so 3.5 million in CASH chasing one deal that ended up bidding up to maybe a 10k profit .I walked over to my bank and told my banker I am going to start a HML company so be prepared to change all my LOC's to a lending facility.. let everyone else bang their head against the wall we will just provide the capital   LOL.. well that worked great until it did not in 08.. but you know what I mean.. sometimes being the bank is far more profitable than being the flipper..  

At the very basic level this does not meet the 1% rule personally I think you could find a much better return on that money.

And some other good information like last sale, debt level  maturity date etc.

They are on the strong side and might flag levels of lead that are OK according to the law. 

I do my best to mitigate my risk by making the lease a joint lease and requiring co-signers for each of them.

I do my best to mitigate my risk by making the lease a joint lease and requiring co-signers for each of them.

Been having issues due to my lack of verified income and was told I would need a CO signer to purchase anything after my refinance on my current home.

Going to call CO housing today, but the more advice the better.Thanks