That said, the stress and change of a move may not be the best choice right away.

Originally posted by @Ryan Moyer:Originally posted by @Chris Mason:One spouse per loan is always the best, if at all possible, if the goal is to be able to continue to qualify the household for as many mortgages as possible.Extreme example not directly related to your question...Jeopardy answer: Put the PRIMARY RESIDENCE loan and title in just her name, you sign a lease with her, your rent is $100/mo, paid via check once a month from an account with just your name on it, to an account with just her name on it.Jeopardy question: "What is the way to get a FNMA loan on a cashflow positive rental property with no job or income other than the rent coming in from that property?"

If the home wouldn't cashflow fully rented out, then I'm not that sure it's wise choice. 

@Ryan McCookThis is a great question.

The choice for Brazil is not the subject of my question.

We actually had too many engineers doing nothing.. then Reagan (our government) had no choice but to snuff out inflation there by protracting that down turn even longer.

Then again, for a few hundred bucks, you could easily get an 80% Heloc to have access to cash if you ever need it.A primary wouldn't be my first choice to buy with cash, but dumber things have been done. 

Ryan are you currently in an office building with multiple stories and units or in an inline space for a retail strip center?

Hi Ryan,  Welcome to BP. 

A little about myself: My name is Ryan, I am an analytics nerd, former HVAC technician, automotive tech, and security professional.