The property is half block away from the water with a nice lake view from the backyard.

There are also more costs and pain to sell vs refi. 

Enforce the $50 late fee so she has some pain for being late and waive the other, but tell her this is a one time thing.Have it in writing (email is fine) and keep this in her file.

Way to block out the noise and take the steps necessary to live out your dream.

See if she caused to mold situation to get out of paying rent.I'd also check a few landlords back and see if she was a pain about repairs, always needing some remedy.

I'd also put barrels up to block parking by the house when there's a chance of falling snow/ice.I'm learning more and more about this and have reached out to my insurance agent to see if he can speak with my carrier on Monday and ask them on my behalf to deny the claim.

Depends on how much "pain" you can handle when it comes to dealing with tenants.  

I manage a 8 family apartment on the 3700 block of Post Washington Rd 53212.

You can't use words like "guess" or "about" when making a decision on what rout to take.Find at least 5 properties and analyze them with real numbers, then you can use that to define the basis for your goals.Next, figure out how you are going to buy them, what cash you will get back (cash flow), and then how much money you will have available (and how fast) to move onto your next property.By the way, if you're working full time, how/who is going to manage the rehab, the tenants, the analysis, the business side, etc...These are not road blocks, but they are things you need to establish before you can put a business plan together.  

CC1695 will be painful.