They're not down for owner financing... i've spoken to a couple banks and they don't see the value in the purchase because they said they need a valuation on the property alone and not with the connecting properties (makes no sense to me) so now I've turned to Bigger Pockets and I need some suggestions.Breakdown: 1 Neighbor wants $1.3 million and the other i can get for 900k  both of these + my land brings total SF to around 18k+ sf of land. projects in the area have sold - just land value for approx $300/sf  this lot would be far superior given the location and it becoming a full city block... 

I know i got a nasty gram from the state when i proposed to do just one loan for someone.. and its next to impossible to find a guy like me NMLS licensed and state licensed to write these small loans for others.. simply no money in it..not worth the time.when most RMLO s can work on a regular bigger loan and make 5 to 15k fee.. 

Also, CamaPlan is very active on Bigger Pockets and have good reviews.

There is a comparable house that has sold for $10k less than the asking price of this home, and it was move in ready, slightly bigger, and a garage.

@Edilbert CruzWelcome to Bigger Pockets.

@Aya CalivaWelcome to Bigger Pockets :)  There have been a few people on the podcast who are either in the military or were in the military when they started investing. 

If anyone wishes to contact me here at bigger pockets.

If you are still concerned, get an umbrella liability policy and/or move the property into an LLC.

As far as protection, an umbrella policy can be sufficient for protection, but you'd want to talk this over with an insurance agent and probably a lawyer as well as I am neither of these things.

I am brand new to Bigger Pockets and can't figure out how to put myself / profile into the hard money / commercial debt space of the boards.Can someone please lead me in the right direction?