I looked around to see if this question has already been posted but couldn't find anything.I know a lot of people say that painting brick is a bad idea since you have to re-apply paint every ten years or whatever.

Banks, Down Payments, hits on your personal credit every time you apply ? 

Does it even apply to real property?

Remember, don't change or squeeze the numbers to get them where you want, see where they are naturally and then build in margins of comfort to keep you safe.You might have a good deal here, just be sure to do your due diligence and research for the SOW and area.

There are three different details that allow all this to happen, and together create a very destructive result in terms of perpetually increasing prices:#1 By law, if a borrower pays for an appraisal obtained during the process of applying for a loan, the bank is required to provide a copy of that appraisal to the borrower.

There are probably State laws that apply as well as local ordinances in some cities.Although I'm not 100% sure, I THINK a landlord is required to keep the rental "habitable" which I think includes things like hot water and a heating system but not things like lawn care or air conditioning. 

Being that I'm a 90's kid I am naturally a Barry Sanders fan as well.

Non-members can come to any AZREIA meeting by paying a guest fee of $20: that applies to all new investor subgroup meetups (the first Tuesday) as well as any other meeting held by AZREIA, including the "main" meeting (the second Tuesday).You do NOT need to be a member to come to a meeting.

I’ve done a bit of research but don’t know where to start to apply these.I have enough capital for 4-5 down-payments, should I be transferring these amounts to my old Canadian bank account before getting pre-approved before receiving a loan or I can do everything with my overseas bank account if the loans are cheaper here?

The IRS is specific that this rule applies if two conditions are met, it must be used for personal as a residence and rented less than 15 days.