Let me summarize this for you again, I am not seeking a legal advice, I need hand holding to confirm I am reading the semantics of the deal properly !

Is this move worth it?

As a tax professional and fellow investor, it’s good to have a great time around you

This is a scenario where you want an expert in your corner.  

Very interested in Rentals and wholesaling. im very excited to join this site - and would love to talk and learn more from you , I'm always eager to learn and meet new people . while I've been trying to get into the real estate world for a few years now - it's been a little bit tough, especially knowing where to start and how to go about it .

This means that the principal balance of your loan is 78% of the original value of your home.

Only a dozen or so made it to the workshop which was without doing the math around 15% of those who had paid for it.  

This seems to be a result of some smart accounting moves on my part, thanks to an investor-savvy accountant.

This property is in California in the LA area.

Ultimately, this is the issue right?