@Jonathan Greene Thank you for the input.

Whilst I know David Greene and others preach that appreciation is the key to wealth (not cash flow), we would really like to free ourselves from trading our time in a seat for money.

Can anyone recommend an insurance broker/company specializing in insurance products for Fix & Flips or a work around?

@Corey Duran call all the banks in you area until you find the one with the best interest rates and loan products that align with your strategies.

@Jonathan Greene Thank you for your response.

The terms right now on hard money are not as rough as they would have been in the past, and in addition you can get different loan products depending on what you are doing.

There are some pretty nice discounts on many products and services offered as Perks to BP members that you might want to check out: https://www.biggerpockets.com/perks/proThe site has quite a few tools that can be helpful for new members.

We are looking for a good company for our NGBS Green Certification company for our 3 story walk-up new construction apartments.Does anyone have a great company that they like?  

Cash-out refinance pros: interest rates tend to be lower than HELOCS, you have the flexibility to do whatever you want with the proceeds, interest from the mortgage may be a tax deduction, and there are multiple types of loan products and structures to select from. 

By getting your license you are super green and have no contacts or people you can lean on for advice or expertise.