If you have or don't have contracts with your subs, you can still write up a simple agreement that states any extras will be paid cost plus a %.

However, when I do, I still document it in writing and state specifically that it was a one time exception as a courtesy and does not change the terms in lease in any manner whatsoever and that they acknowledge that fact. 

Cheers, Steve First Q: Big bank and national call center lenders usually have an IQ somewhere between a beat and a cabbage (though there is some BP talent on the national call center front causing me to question that), so no they probably aren't going to be able to understand that. 

Been wanting to write this for a while, but got distracted with my buy and hold houses.

All you would need to do is make sure you use a licensed loan originator to write up your notes so you stay compliant.

Can you find a way to make your car a write off?

Don't write it off because you don't like Hopkins. 

As I'm writing this, I'm thinking about the deals I'm working on now, and I'm using at least 10 different ways, or combination of ways, to accomplish this.The first part of your answer, and the most important part of it, is you have to learn how money works, before you can understand how to apply that knowledge into "no money down" deals.

Investing out of state can be difficult, however if you can utilize all of your current knowledge and now just partner with a talented, sophisticated, strong track record Turnkey provider, this will be a breeze and in-fact may turn into a new lifestyle for you. 

The capstone can be anything to do with real estate and I have chosen to "pitch a deal" where I find a deal and write and present on what it would take to execute.