Property manager, contractor, financing, lawyer, book keeper, deal finder, anyone else who will be vital to your business.

There's soooo much risk in this business already, that's just adding another layer.

When doing this with multiple units and layering 10+ units over time , it’s a way to create rising monthly income along with long term wealth creation.

If they don't like what you show them, treat it like peeling away layers of an onion, until you can get to the core of what they're looking for.

We have used them as our back-end reporting layer for 10 years.You would also be wise to confer with a tax attorney.  

One of the homes will need a new layer on the roof, so possibly a little extra to pick up for ya there.  

The benefit of an owner-occupied loan is that you can get into real estate with a low amount of cash.It's hard to buy and flip a house or turn a rental property into a little cashflow gold mine ... so many variables and layers to think through and understand.

Create a form for tenants to fill out giving you some vital information.  

Those three factors will help you decide on the right strategy for you.Knowing Your market is vital.

Then another thin layer of insulation was installed and double 5/8" drywall with Green Glue between the sheets, repaint, etc.