@Ian A. and @Catherine Brennan What you're seeing is quite typical of the UP overall, doesn't matter what city you're located in.

Utilities are not separated as of now.

What strategy do you utilize on your property?

That is typically how partials work. you will have a hard time finding someone who fits that shoe.

Non-recourse loans are typically the way to go. 

Your "generally cleanish" tenant will leave you a mess to clean up, you'll lose a couple months of rent and utilities, and you'll realize that a $50 late fee isn't extra income.Don't reward her with cash for keys.

Generally parks run between 30-40% expense ratios with a lot depending on how utilities work.

Is Tenant responsible for paying the utility (heat) bill? 

That would give you more evidence should they try to pursue the $7500.Radon tests are typically conducted over a period of several hours/days.

However, lower down payments typically result in higher monthly payments and PMI, so it's best to explore various options and consider all associated costs.If you decide to rent out your current home, consider whether self-managing the property or using a service would be the best fit for you both.