However, the resources above, plus your tolerance for risk and travel, will help you determine where your next investment will be.Good luck!

Your business structure needs to take into consideration tax consequences, risk tolerance, total assets, type of investing, short term goals, long term goals, anonymity, partners, raising money now or in the future, borrowing money, etc.  

I'm realizing that I need to adjust my risk tolerance.

,It is totally a matter of preference and risk tolerance.

I'll see if I can answer your question in a way that will give you a solid idea, but not make them kill me.Closing cost difference for 80/10/10: about $500 higher for the HELOC's underwriting fee.Rate on 1st: Was sub 4% today no points, as a jumbo 1st mortgage loan that'll tolerate a HELOC 2nd without jacking rates up through the roof.

We have no tolerance for smoking -- it damages the unit, it is very difficult to get the smell out, and it is a fire hazard.

Maybe my tolerance for risk isn't as high as other investors?

Of course, it is important to consider your risk tolerance.  

I know, it sounds a little crazy that a bank wants to lend LESS money but this is a decision that someone really high up in the bank made about their risk tolerance.  

Originally posted by @Marvis Brown:they have it under contract for 233k sorry for not providing in the last message  Then a 5K down payment is still only 2.2%, so the lender is not conventional ... which means they may tolerate borrowing the down payment (depends on how badly they want to move the units).