Hello BP familyTo cut the long story short I rented my condo to 3 individuals, 2 of 3 were less than ideal candidates with poor credit score (bad idea!!)

I have a credit score of 800 and 60,000 of savings.

I’m in the process of shopping around with different mortgage lenders to try to find the right one & I don’t want to pull a credit report with diff lenders to hurt my score until im 100% sure on the lender & property.

@Jacob Bowman how is your water/ sewer metered, if it is metered by the water company you may be able to give them a call, even ask for your usage data because now "you are trying to conserve"  It does seem incredibly suspicious, but you also need to know how your water/ sewer is ordinarily billed to make a determination, is it actually based on your usage or does the landlord take the bill for the entire building and divide by the number of units. 

I have an excellent credit score what do you guys think that my possible rate could be?

1) 20% down payment 2)my credit score - 800, wife's credit score - 750.

So I would suggest working on increasing your income, credit score, decreasing debt, increasing industry experience, etc. so that you improve your chances of getting approved by an underwriter as you work towards your goal of obtaining 20% down. 

I have $400k in funds but because I’ve been in grad school, I don’t have much income, but I do have a credit score above 800.

If someone is over 55 yrs old, Zellwood Station is an incredibly nice country club manufactured home community just West of Apopka in Zellwood. 

THEN everything hits the fan.HOA board member confronts the buyers at inspection, is INCREDIBLY rude and tried to get them to back out of the transaction.