Specialty firms typically referred to as IRA facilitators and advisors perform this type of legal service.If you qualify as self-employed and have no full time employees, a Solo 401(k) is also going to provide checkbook control, and as a retirement plan has several advantages over the comparable IRA LLC. 

I am a self employed general contractor with not a lot of provable income.

Yet Not paying back money given to you can make you a victim Crazy world  Assuring a 19 year old that it's prudent to borrow ~$200k for a degree in social work, using fraudulent numbers for employment and income prospects to support that supposition, isn't predatory?

The profits from a flip are earned income, so you will owe self employment earned income taxes on the profits in the location where the flip was.

The contribution to a traditional IRA may or may not be fully deductible depending on the contributor's income and whether or not he is covered by an employer-sponsored retirement plan.

The other option is if her new employer has a 401k, see if they allow a 401k loan. 

I don't see that as being any different than requesting bank statements and/or paycheck stubs, to verify employment/income.Caveat, I don't know the landlord-tenant laws that would apply. 

The state government as the region's largest employer provides a good deal of employment stability. 

Typically, the sponsoring entity must be the loan originator’s employer.In the manufactured housing industry, at least three types of entities may employ loan originators: (i) personal property-only finance lenders; (ii) retail sellers of manufactured homes; and (iii) owners of manufactured housing communities.

My wife and I were self-employed for 7 years before moving into REI.