I didn't budge and declined additional credits.They finally sent a termination notice but checking with their lawyer regarding request of earnest money. 

However, most commercial mortgages offered by community banks still demand interest rates of 6.75 - 7.50%, and hard money/ debt funds demand even higher rates. 

And why would the realtor have to "kick in money"???

Also, for estate planning Money Podcast 532 Building Generational Wealth?

I have plenty of verifiable W2 income to qualify but want to do this purchase with low money down.

Lastly, did you say this was a hard money lender?

It's a great way to increase your net worth and these loans can also be used to pull cash out of a property as it appreciates allowing you to reinvest money into new deals.Happy to discuss further. 

Beautiful and picturesque, adorable small town, Land is in a preservation zone, but there are ways besides subdivision to make money on land.

He rightfully is thinking that a. you can't spend equity, it has to be converted to money to be useful b.

That means we've gone through all the horror stories, scammers, folks running off with money, shoddy work, etc.So you'll probably find few, if any, folks willing to hand those relationships over.My advice would be to test folks out on small jobs and work them up to doing larger ones.