Hi guys,My money partners are looking for a property that will generate them income when they are not living in Philly but will give them a place to stay when they are back in town.

Being a GC will take a lot of your time if you're doing it right and if you can't afford the time and already make good money elsewhere, I wouldn't go down that path unless you're passionate about construction and becoming a GC and can afford the time away from your current businesses or job. 

I am ok to leave some money in the deal.

Cant tell you how many times that has saved us form an argument or at court!

I utilized (and maxed out) my credit cards to afford the materials necessary to renovate the apartments (I know bad move) therefore I cannot acquire a loan of any sort to fund the initial funds necessary to acquire a hard money or DSCR or rehab loan.

Another thing to consider is that large homes in my area are expensive so we will most likely not have a lot of money after the sale to rehab kitchens, bathrooms, and more from scratch.

I am not making life changing money with either of these deals, but I expect total returns to have a floor in the 10-12% with upside in the 20-25% which is really good returns.

And it also depends on whether you are disabled or not.If you are just buying a home to live in and not invest, then I believe it's best to put at least 5% down if you can, since you won't need to save money for future down payments.As a general rule, as an investor, cash is king.

see who has what money  etc etc.

Private/Hard Money lenders do not lend on owner occupied properties due to consumer protection laws.