In the past 2 years, I have used my extra money to pay off student loans by interest rate. 

They paid higher down as a place to park their money, propping up the housing values.

That said, I hate to lose the interest rate in this climate.

We decided to switch to Hospitable and use the saved money to hire additional VAs, which we can do a whole lot more with. 

Did a "hard money loan" with family using gift tax exemption and trust as collateral (despite what Dave Ramsey says, my father and I have an incredibly strong investing and personal relationship).

The idea that you can build wealth without putting any money into it is a recipe for disaster and the sales pitch of gurus trying to steal your money.

Lee - How to Make Money in Real Estate Tax LiensProblem is they're all fairly generalized and talk about the basics from a global/overview perspective, whereas Tax lien certificates are all county-specific and are based on local and state rules and regulations.

I once had a guru say that people who use their own money in real estate are lazy.

You can have the best operator who has the the highest degree of ethics, and you can still lose your money.

You can always sell without an agent, but it could cost you more money and more importantly, money in the long run..think of it like this…maybe a strong buyers broker would’ve urged more caution with the initial purchase?