I am leaning towards 1 mil in liability insurance and 2 mil in umbrella as my rental asset is worth about 250k.

The insurance companies state, that it is. 

They definitely tack on things like insurance etc

Hi everyone, I'm closing my first fourplex in Killeen and I was wondering if you guys have any recommendations on competitive insurance companies?

Based on the report, your loan is only $140,000 and at 15% you are paying $1,750/mo.Rental loan of $165,000 @ 6% amortized over 10 years - Monthly payments are $1,832 before taxes and insurance.

Sometimes a title company is willing to look into these things for free for you, but I certainly wouldn't purchase or do any quit claim deeds without getting title insurance.

USAA does not insure short-term rentals.

But I now have the following things that I cannot even put a monetary value as a result of doing it:A good and reliable contractor who is ready to help me grow my business and work on future projects.An electrician, who I met AS A RESULT of the my contractor.A great handyman and gardener, who I met, AS A RESULT of my tenants.A fairly thorough working knowledge of how to replace a roof, run plumbing, electrical, hang drywall, lay tile, and the overall costs associated with the replacement and repair of all these things.

HOA, note, taxes, insurance.

However, many borrowers wind up diming themselves out accidentally by changing where the payments are coming from, changing the named insured, etc.