Hi Tina,The only type of loan you can utilize is a non-recourse loan in a SDIRA.A non-recourse loan is a secured loan backed by a pledge of collateral, typically the property that it is beingused to purchase, where neither the borrower, nor the borrower's self-directed IRA, will be held liable forpayment in the event of default.If a loan does default, the only asset the bank can go a􀁹er is the asset in question.

This would require you to each report your share of the activity (depreciation included) on your individual tax return according to ownership %. 

Don’t forget to include potential points.

I'm curious where you found the length of stay exclusion?

My curiosity includes how timeframes are affected, the listing price of the home, quality of work etc. 

I self manage that as well. 

Here is one I added to this list specifically resulting from this transaction:      Are there any persons or pets presently living in any of the units that are not included in the lease agreements?

In most cases; the listing agent works exclusively for the seller-Period!

I’m interested to know how to get around it when my taxes & insurance (including flood) are all paid through an escrow company. 

MF deals are exclusive to PIGs.