Gary, I will definitely be reaching out as buy and holds is where I really want to focus for now. 

I'm really focused on building a portfolio long-term that can help early retirement :).

I’m mainly focusing on wholesale and flipping.

Since then I have really focused on educating myself as much as possible on the subject.

They are more focused on cash flow than debt to income, tax returns etc.

one day, but for now am just focused on creating as large a nest egg as possible.I found Bigger Pockets through the podcast (I think looking for investment related podcasts), and that led me to the site.

Extends well into the high 6 figure range.No intention of maxing this out, still focused on investment portfolio growth. 

We are self-employed, and since I’ve gotten sick we have had to shutter our former business and focus on adding rentals to our portfolio.

I was disappointed and now focusing on building a local relationship to get a LOC based on my equity & assets. 

Hi Darrell,Check out the Property Investors Network, PINLots of locals do very well in rentals, it’s really a matter of having standards and a system, holding to them, and deciding how you want to focus your investments.