But in their defense, if they helped you through the insurance process and are reasonably priced compared to other contractors, that should earn them a few extra points when you’re making a decision.

Your best defense is being prepared, you need to screen your tenants very very well, by getting multiple references referrals, and proof of income that is 3x their rents. 

does anyone have discount code for conference?

Shiller at a Standard and Poors Conference December 2014.Oh crap he won a Nobel Prize too?

Any time I tried to get one on one time with the coach they directed me to the hotline, telling me the coach was on another conference call.

For a first try, it was a nice conference despite someone we both know who threatened (and attempted) legal action to stop it.

For a debt to form thebasis of this offense, the accused must not have hada defense, or an equivalent offset or counterclaim,either in fact or according to the accused’s belief, atthe time alleged.

Gene Trowbridge has invited me to his conferences several times.

Unless this guy was protecting himself from these kids (and there is no reason to believe he was), I can't imagine any defense for his behavior.Unless additional details come out that support this guy's actions, I honestly hope they press charges.

Just because you're a civilian doesn't mean that you give up your right to self-defense.