@Bill BodziakI know, your agent knows and more importantly the underwriter on the policy and the adjuster that will adjust the claim will know, that most people do not read their policy, and even if they do, they do not understand it.  

While I realize at it's core HML is asset-based, it's crazy to me that the rates don't adjust much or at all, based on the LTV and net-worth and credit worthiness of the individual guarantor.   

For example, there are deals rated D that are better than DDD because the relative return is better.Right now I'm finding that the debt deals pay out a better risk adjusted return.  

The rent has not been adjusted for several years. 

In holiday rentals, where a cost intensive service is given to clients, the estate agent's commission varies from ten percent, up to 25 percent, depending on the number of services offered.

Disposable income is key.However, you usually won't go wrong at 33% of gross income, but that does have room for adjustment at low and much higher rental rates. :)

The boards were face nailed, so most likely we'd have to adjust to stud boundaries if we tried to 'reuse' the existing fastener points.

As long as you did not accept applications AND any fees you should have the right to adjust pricing.

We are insurance adjusters and travel all over the state, which leaves a lot of time for listening to BP podcasts and learning. 

The investment of 300,000 into that business would provide greater cash flow up front to fund you're rental property acquisitions (which can become very cash intensive) and because the business was semi absentee you can keep you're day job and fund the REI purchases from the biz.