I was expecting a rental sale to close by Dec 31 but the lender drug it out into Jan '20.On 12/31/19 I converted $14k of some old traditional IRA rollover money into my Roth.  

@Shane Jeanfreau If you qualify for the CARES Act withdrawal, then it would be a good opportunity to remove funds from your 401k (which normally you cannot do until you quit your job), use them for a few flips, and redeposit the funds into an IRA to get back any taxes paid. 

I've been learning about self directed IRAs and am curious in starting a hard money lending business within one.

The Old Carlton Sheets methods is where we started , unless its in my Ira funds, We try to buy everything NO money down. 

Probably a Solo 401(k) but a SEP IRA may make more sense in select fact patterns. 

Finding a cash partner or someone who has a self directed IRA or Solo 401k who would like to get involved would be your best bet. 

I can leverage funds from my Self Directed IRA on cash or financed deals.- George VigilVigil Investment Holdings, LLC

Hi everyone,Since it's year end (or the new year when you're reading this), I was thinking about contributing to my existing Roth IRA or at least moving some money from my traditional IRA to my Roth.

If you have the ability to fund the down payment from a different source initially (self directed IRA, savings, etc.) and then simply reimburse yourself from the HELOC, the lender has no need to be concerned.As for where to put your money, @Zach Rymarcsuk invests in that part of NC and might be able to give you insight there.

What's the 401k or IRA look like?