Anyone who bought 2 or 3 years ago should have enough equity due to rising prices. 

-adjustable rate mortgages/loans do pose a risk should the rates move-hloc are beneficial since you can move money in and out, and since they are interest only it helps your dti ratio-you could mitigate the interest rate hike by simply refinancing when you see the rates rising. 

Grand Rising Everyone! 

If she stays longer term, I plan to keep rental income as is unless adjustments are necessary due to rising costs. 

The rising star.

Account Closed are you implying that rates will stay low for these next few years as housing prices continue to rise?

Keep in mind there is a small YoY diminishing return because the panels generate less electricity each year that they age, although this can be greatly offset by rising utility costs (which our local utility seems to do every year). 

We are hoping our cash flow and appreciation may put us in a position for another purchase next year, either through saving up and/or HELOC/refi on existing properties to roll forward to increase our portfolio.We are looking for a unit or two that would be scheduled to "be built" sometime in mid-2021, as the prices keep rising.

Safe to say home prices in the near term must rise?!

Property values are rising in this neighborhood, and I am currently charing below-market rent because I am a sucker.