Betting on appreciation is speculation, not investing, as is betting that interest rates will go down.

I would speculate that the casual labor would apply primarily to kids/teenagers for a one time unskilled task, performed by someone that does NOT make their living doing same.There was a time when every fall I would hire some kids from the local Seminary to rake the leaves...casual labor.

That’s speculation.)

We are real estate investor here at Bigger Pockets, not speculators.

LMAO @ your speculation about the medical costs.

I speculate that you will find a way to spend that money each month on yourself while continuing to have the debt noose around your neck.1.

The asking prices ranged from speculative to just plain stupid.  

The majority of which are based on supposition, are hateful, sarcastic, witless and thus, useless.After reading these posts, what kind of people do you think will gravitate to our industry?

If it doesn't cash flow from the outset, anything else is speculation. 

Widening your comps makes your ARV less accurate, it's really a speculative number as a house will only fetch what a person is willing to pay.