Personally, I like Indianapolis and Kansas City for all of these reasons.

I'm here to make sure you have an amazing experience, and if for any reason we don't live up to your expectations, I want to know about it.Cheers.Dan (from adwords nerds)

@Kizzy Robb,The reason your score dropped is because it's another hard inquiry, and also it immediately lowers your avg. age of credit.. but it should also slightly help with the utilization ratio.   

For some reason she doesn't want to close on it till in Jan.  

@Brandon Yeager excited to read this for many reasons, but mainly because it's pretty complex!

Is there a reason Prince George's County is 100 percent excluded from  this list?

The reason being is in NYS in order to count square foot in a house the ceiling has to be at least 7 feet.

Hey @Mike Chmielewski - This is a bit of a grey area, but realistically, if this is your first home, & within commutable distance to your employer, and you'd like to owner occupy it, that's a really straight forward transaction.People move for legitimate reasons quickly all the time - (Job location change, not comfortable in the area, opportunity to move into a single family, etc.)Happy to chat a bit further about this offline.

Making sure that I make an educated decision (whether that is to hold em or fold em) is the reason I am here.

@Alison Rauch, I have also done this and I think its a fine and reasonable thing to do in many cases.I would consider a few things before doing it.