If, for example, you want to become a landlord and build a portfolio of rental properties, hang around other people who are successfully doing that (not just talking about it).

You would have to get a regional or local bank that would do a "in house portfolio loan" versus a traditional Freddie or Fannie mortgage.

I could pay of the car, but it is not costing me much at 3%, however, it does significantly affect my DTI ratio while I am paying on it.I could pay nothing off and try to squeeze another fully cash paid rental into my portfolio, or I could pay some stuff off and put a DP on another rental.

I am analyzing a portfolio of rentals in a southeast state and am starting to review Automated Valuation Models and providers.

My initial thought is to buy and hold multi-family rentals to build a portfolio.

My name is James Zachary, I live in California (Bay Area), and I am looking to take the first steps into the exciting world of real estate investing by adding at least 2 single family rental properties to my portfolio this year.

This would give you an opportunity to form some relationships and get the lay of the land.You’re not specific about your real estate interests, but in my view, you could shelter your RE profits before tax in the 401k and build a large passive note and loan portfolio.

I am analyzing a portfolio of rentals in the southeast.

They will lean on your equity, but only if they can be sure that in doing so, there will be additional CF coming into your portfolio.

Should I pass on trying to buy and hold this property and wholesale it or skip the wholesaling and start building my portfolio?