I find couple hundo on a mortgage we just piddle that money away any way might as well do some good with it..

Hard money.

He would at least do better than my first attempt at drywalling if I tried it to save money.

 I have got in contact with lenders that offer 80-90% LTC, what are other ways of financing the out-of-pocket LTC without using my own money?

I have a hard money loan on this place and it is maturing soon.My partner and I can keep lowering the price but we are already set to lose a Lot of money on it.

One thing I would do is have writing in the purchase contract or an outside contract stating who will get what revenue, that way they can't flip on you and take all the money you though you were getting from the transition period. 

I realized 5 years ago that I would never have enough money for a satisfactory retirement if I didn’t find a different way to make money then my W-2 where I’d never made more than $40,000 per year.

(In other words, if it's too high, then I can cancel the buy and not have to lose any money)2.

Do they put the money in a third party account or do we just get a check?

At that time, I’ll decide whether we will stick with Intuit.Like QuickBooks, Xero limits you to one entity per subscription so I don’t know how much money it will save.