I’m also wondering if there are any wholesalers who focus in this area / NorCal? 

Hello, I'm from Canada and struggling to find a good home insurance provider for my STR. I have found a couple but they want me to insure my primary as well as the rental. The provider I'm currently with isn't able to...

Thank you in advance!

Many tenants will stubbornly refuse to acknowledge their situation and dig in.

Quote from @Bruce Schussler: A lot of Podcasts and Youtuber's say to cash-out refinance to keep rents balanced with payment; (PITI) then use those funds strategically to re-invest either in more real estate or just put into a high interest bearing account or money market account...Here's some of my thoughts and comparisons;Cash-out refinance with new loan so rents balance with payment:- The cash-out refinance is 100% tax free- The funds can be put into a money-market account off-setting a portion of the interest charge of loan- The loan balance gets eventually destroyed by inflation- The liquid cash eventually gets destroyed by inflation - The interest on the new loan can be deducted from the rent income- The refinance costs are 3-4% of the total- There is less equity in the property and LLC that can be attached in case of a lawsuit- The break-even on cash-out refinance with current interest costs on the new loan is around 12 years Vs.Paid-off property with positive cash flow:- The positive rent income is 100% taxable minus only depreciation and property tax- There is more equity in the property and LLC that can be attached with a lawsuit- The break even is not until after 12 years at today's interest rates- There is a rate risk in today's inflationary environment where interest rates on bonds keep rising*It appears to me that the cash-out refi is in the best interest for a property investor; (Dave Ramsey would strongly disagree!)

That will make a big difference as to where to invest.You live in a really good market, so you can invest in your backyardGino

I went through 8+ GCs in one market. 

Are you in the process of taking the licensing class now?

This is an important consideration in most LL decisions, LTR or STR.

Joshua,I am here in Florida as well and have been in the REI world for over 18+ years.