I have enough cash for two years of expenses with no rents coming in, but that's because I'm a stupid, fearful saver who's happier having the liquidity than I would be getting an unpredictable return in today's market.

What could make a deadbeat hillbilly happier that sitting on their fat butt; smoking a cigarette; working on a case of Bud; all of the while watching their 120 inch big screen TV - ALL PAID FOR BY THE TAXPAYERS?

LOL Whatever bro, don't be rude if you don't know what you're talking about.Go on believing whatever you barfed out there Form 709- straight from the horses mouth:"Even if you do not owe a gift tax because you have not reached the 2022 $12.06 million limit, you are still required to file this form if you made a gift that exceeds the $16,000 annual gift tax exclusion level.