When you combine these its referred to as the "fully indexed rate," or your actual rate they'll use to calculate your daily interestThe AIO is a financial eco-system to make your money work more efficiently.

The only way to know a good HOA from a bad is to actually go around and knock on neighbors doors.

Actually surprised Nashville isn't on that list.

These are not actual numbers but just for illustration purposes - though look quite realistic for the market I am considering based on Zillow, FurnishedFinder and other sources.Vacancy rates for MTR are low due to an acute shortage of nurses. 

In conclusion I came to terms that the program isn’t actually to “help” but rather take your money like any other “GURU”

If I were in your shoes I would request a preliminary settlement statement showing all actual lender fees. 

We actually had this happen! 

Again if you can get a deal done on a home for $1, sure then it can make sense but overall for most PML's that I have experience with and that are actually in the game of lending money and not seizing property -- it is not something that is very attractive to them.

When I started asking questions like that actual name of the company they use for background checks and verifying identity… she started to get defensive… apparently it’s a $1,000 to have them get your guaranteed short term funding.

@Mark Walker - There are no conventional "dscr" loans for SS and MHP; however, the actual metric still applies when evaluating the physical ratio performance of the asset classes.Private banks are really the way to go here and leverage is determined based on POH vs.