Until you build a track record with a private lender they will surely want you to have some skin in the game so there's that side of things you have to resolve with them.

QBs is a full accounting software but pricey.

They’re almost certainly going to require a down payment as they want their borrowers to have some “skin in the game”. 

I'm currently working as a purchasing manager in a manufacturing company a bit north of there, but will probably relocate soon after we find a good property.I'm a bit of a nerd, very into video games and role-playing games, but I also have quite a bit of experience fixing minor things around the house from when my parents made me as a kid.Looking forward to hearing from you all, and participating in the community!

The cozy software is impressing me more and more every day. 

If not offset it, reverse it, adjust it or...IT is not about the journal entry, it is about your financial reports in your accounting software that you need to look, verify and then take the step for accurate numbers.

What's the end game and how does the mortgage help you get there?

I need help deciding on all these different RE software programs. 

I am a software engineer by trade so if the data is in a raw format I can still work with it.

I agree with you 100% not to get into the business to be emotionally attached to tenants and that end game your focus should be maximizing how much your property is valued at.My question to you based off that is in your opinion, based off your experience, when dealing with inherited tenants, do you view them as assets or liabilities?