You could be in violation of workmen's comp laws in your state if the judge thinks it was an employee relationship, that's another ding!

Employers demanding college educations but barely compensating employees beyond a HS degree.

I have been an employee of my corp. for years and have collected a nice sum in my retirement accounts.

Placing each property into a seperate LLC will provide maximum asset protection both for you individually and for also seperating the liability for each property - i.e. liability generated by property A will not spill over to property B or C.Keeping your brother as a independent contractor instead of an employee not only saves on FICA and paperwork, but also will allow you to set up a individual 401K without worrying about inclusion of employees.your thinking is correct.

I am worried that they are going to try to screw with my loan as I have heard that the commercial division of this bankis in trouble and laying off employees.

The children were treated as employees during the course of building the "empire" with no input or incite as to how or why the family business decisions were made.

They are very helpful in fostering community around here!

I believe that by allowing the situation to continue we are condoning the activity and placing at risk the jobs of our employees at Landsafe and Countrywide.

William: I'm curious to know what So Cal title company (and which employee) suggested recording the DOT in order to create a "cloud".

I'm sorry, but any insured lender will have an appraisal done, it won't be an assessment by any lender employee.