The dilemma behind the question is this: I have heard the on the market podcast crew say that rising mortgage rates equal rising rental rates (correct me if I'm wrong), so part of me wants to go for my max market rental rate, but I've also heard the sentiment from multiple acquaintances/mentors who have been in the industry a long time relay that economic downturns lead to more people losing jobs and more evictions, and that hedging against vacancy and turnover by offering a lower rental rate to solid tenants is a better play than getting max dollar. 

You broke the ice and now, and you are a step further than most people who say they are in the “Real Estate business”. 10 offers equals at least one accepted offer right, you have at least 8 more tries and after that if you still don’t get an offer you hit the reset button look at the numbers again, look at the market, see how your offer letters could improve, are you just throwing a number out there or are you offering a solution to their problem.

This said, it has been my experience that were my race different and everything else were equal, my opportunity in real estate would be different. 

If they are VERY professional, they will have their processes in writing as verification that policies are enforced equally and fairly by their entire staff.6.

Some basics are she earns equity in the home as she manages year by year capped at 40%, all profit pays us back the amount we invested before we pull profit, she is paid 6% of collected rent for PMing, we would profit share equally once we get paid back, if she stops PMing then she stops gaining equity each year and only gets profit of her equity %, I am doing maintenance and repairs and will do business related things (accounting, leases, etc.) 

I got prequalified that morning before calling him and we bought it that afternoon which equaled a quick sale for him.  

All things being equal, the chances of failure and/or burnout are higher with a STR than a LTR or LTR house hack.

The problem isn’t with the particular lender as I like my LO’s, but the trick is their company only has certain loan products and shopping around is vital.  

So the amount your spending on repairs mostly likely wont equate necessarily to a direct loss of equal amount. 

All other variables being equal, would you prefer to purchase a longer term over the higher P&I?