I would think local bank or credit union. it would likely be too small for other lenders.

Keep in mind the shorter the term, higher the interest, lower LTV, higher borrower credit, strong pay history, all add up to higher resale.

unless you have great credit and are an  experienced real estate investor, no lender will allow a owner second as substitute for borrower contributed capital.2.

Local community banks and credit unions are probably your best bet.

This can include past taxes, bank statements, credit reports etc.Stay away from anyone who says they can finance anyone from 5k-50 mil for 4% as well as anyone who asks for upfront fees.  

To pay off all our bills, and pay off what we owe on cars, credit cards, student loans, debt collectors, etc we would need around $125,000.  

We are looking for recommendations on a trustworthy exterminator and a contractor that can help with sealing the attic after extermination.Also, any tips on cleaning up the mess and replacing the contaminated insulation?

If so, it might tip the scales in favor of buying with zero down instead of renting.     

Tips, news, advice that has universal applications is also of target interest

I was wondering if you guys have any tips for me?