Hi, I'm looking for a good licensed and bonded general contractor in the Atlanta area.

On a personal level, I invest my retirement money in stock and bond index funds and the occasional loan to other businesses.Putting money into a note fund should be as passive as investing in a stock or bond index bond, which I do with some of my retirement money.

Get their bids: have a clear scope of work: make sure they are all licensed and bonded. and if you have enough for the purchase, closing costs and reno.

A note is a unilateral contract, you cannot be relying on your own performance.A lender may allow for the forgiveness of debt, like finding hen's teeth in a residential setting.

Also did an overall financial review of all of our assets, stocks/bonds, farm ground etc. 

. $15000 is the least expensive points/title/appraisal cost for hard money of that size but you may also have bonds, new impounds, and the risks that your FICO is lower from use and inquiries bumping the rate higher.

Historically, municipalities have often opted for #2, often because their hands are mostly tied on #1 due to various contractual obligations.One quick way to check that, which should be followed up with more extensive research of course, is to check Moody's/Fitch/S&P reports on the municipality's bond ratings.Surprisingly, in Woonsocket's case, while it's still a "junk" bond it was recently raised a notch which is good (another, similar report).The big question is, what is the trend?

I do not think they fall in your lap as you brush your teeth.

Data, such as bond ratings and debt structures, are never stable.4.

A mechanic's lien has no teeth without a lis pendens (an attached lawsuit) and unless you are contacted by a lawyer there's little to be concerned about.