Yeah if you look at all the liar loans that were created during the last bubble and selling off the bad loans as mortgaged backed securities .

Hello,I have a finished basement with all the needed egress/outlets and I am considering it to convert it into an apartment and there are few areas (kitchen exhaust and kitchen sink) I lack understanding  and would like to better understand what is the best possible way to go about making those changes.I will greatly appreciate if someone can share their experiences on how they went about a setting up a kitchen particularly exhaust for kitchen odors and kitchen sink in a basement

Why would apartments be a bad decision right now?

@Rob Hoffman Yes I talked to a few local people and I instantly realized why it would be a bad idea.

If employment relationship turns bad you end up with a bad tenant, if tenancy goes bad you end up with a bad employee.

Otherwise they would be buying unless they just happen to make a lot of money and have a bad credit score due to a divorce, medical bills or poor credit management.

Sometimes too many bedrooms can be as bad as too few 

Bad idea if it isn't the truth. 

Our bottom unit ended up vacating.Overall, for being our first time handling bad tenants, I think we did ok.

(Yes, I know - my bad)My partner wants to raise the rent if/when new tenants are added to lease.