My favorite is the Black Diamond meeting in Waltham (alternates every other month with their Worcester location, next Waltham meeting is May).

I have used credit lines all my adult investing career; basically you are at the mercy of the bank; they can and usually do pull your line of credit sometimes without notice and usually when you need it the most.CREATIVE WAYS TO MAKE MONEY IN REAL ESTATECreate a note on equity you own, alternative create a note on someone else's property with a partnership agreement.Sell that note at a discount to a note buyer, use the cash to buy properties.Use full face value of the note as a down payment for a property you wantRefinance after using your note to pull out cash.Design your note to be subordinate to a first.

Buyers either went to other lender alternatives or waited to close on something.Their lending volume went off a cliff so now they have backtracked to get competitive again as they worried their 2016 lending volume goals would not be reached. 

See UpGradeMyCreditI encourage all to investigate 2 alternatives to lease plus option. 1.

Typically a three-conductor cable (black, red and white, plus a bare ground not included in this wire count) is used when you need alternate paths for the hot voltage to reach a device.

Don't even use the word pet anymore in the age of ESAs and therapy animals.  

I would think your alternative would be the proper way to do this rather than the shortcut criminal act you suggested.

The sooner you do embrace alternatives, of course, the sooner you will build your portfolio into an income stream which will get you out of your W2 position.David J Dachtera"Success is not a destination.

Dotloop is another pretty good alternative because you can set up templates with their paid version.  

I am sure the community will appreciate that alternative.