I studied hard and became an SEC registered rep, capital raising for a select few operators, and working for one of the longest standing teams in capital raising, who raise for those operators with solid track records.

Record a deed and refinance that loan.

But most importantly, lenders will demand a certain level of rent and net income, with a track record typically of three years at that amount.

@Amanda Young I use Stessa for my record keeping.

However someone will have to pay them in order for a new deed to be recorded in your name. 

MLS inventory is at record lows, and first-time home buyers like myself don't really stand a snowball's chance in hell here.

Lessnick and they do not show any record of my transaction but that if I send $3500 more to them they will fund me.

Most of the "not so good" ones I had to find out the hard way, having spent extra time, effort and $ to be unpleasantly surprised.I have already went through all the permits and old records looking at microfilms for hours at the city's archive office.But I still have a lot of questions that I believe this person can answer.  

They probably don’t have the records or realized “deferred maintenance” is a thing.Maybe some writing and simple math?

However, should I be maintaining records and receipts of the expense of these repairs for capital gains and depreciation reasons in the future?