Especially in this environment, most of the relationship lenders are pulling back and being more conservative.

If rates rise, it is typically the sign of a healthy economy and inflation, both of which should drive up rents (and market value) to help offset the interest rate environment.  

Just be sure to keep underwriting conservatively with healthy cashflow and you can buy in any environment.  

There is value in a good culture, training, environment, etc., especially as you get started but also beyond. 

Good Morning Everybody,In this environment (as I am sure everybody has experienced) - it has been challenging in obtaining permanent financing.I have come across some deals where the debt is not "Assumable" but the seller maybe open to a "Subject To" loan.My question is if a "Subject To" loan is done - will the "Due On Sale" clause be executed by the lender (bank)?

Breaking even/positively cash flowing is definitely still attainable with turnkey companies that know what they are doing, even in this rate environment.

Insurance - ValuePenguinLow operating costs - The two most significant operating costs are typically property taxes and insurance.Property tax rates: State Property Tax Rates - Rocket MortgageInsurance rates: Insurance - ValuePenguinNo rent control of any kind: Google searchPro-business legislative environment: Google searchSo, if Chattanooga does not meet these goals, I recommend investing in a city that does.

I love 3d printed homes and see them printed in a factory all day long, but that is a controlled environment and concrete vs. elements can be complex. 

We intentionally left cash into the deal after we refinanced because of the current interest rate environment.

Plus, I feel great selling something that also has the added benefit of helping the environment. for $200k owner occupied homes, I might recommend a PPA - $0 down, simply lowering their utility rate compared to the local electric company, saving them money month 1 without ever having to take out a loan.