@Kim Meredith Hampton I always say part of our job is being a therapist / social worker!

Too many administrators and too much emphasis on "social issues".

Create social impact, and good returns.

A lot of legit HMLs in California are real estate brokers, not licensed lenders, and this is acceptable in California. 

I offered $50k on a $62k listing price and also asked for $2k in closing credits, which the bank accepted. 

That tenant i asked to move out was accepted by the previous owner of the property who didn’t do proper due diligence in screening the tenant before accepting them.  

That way you make the offer, it gets accepted, you put some money in escrow, then you inspect the property and financials and renegotiate from there.

Welcome to BP @Jacob AllweilIt might be short notice, but we have a Charlotte BP social networking meetup the first Tuesday of the month. 

If you have an accepted LOI or contract for an apartment it would be imprudent to only talk to one or two potential lenders, especially if it is your first deal and especially if you will be using local bank financing or bridge financing.

This should be in writing when accepting the deposit.