The DSCR ratio is calculated by dividing the property's net operating income (NOI) by the total debt service (principal and interest payments).DSCR Loan AdvantagesLower Interest Rates: DSCR loans typically offer lower interest rates than traditional loans, depending on the property's income.Higher Loan Amounts: DSCR loans can provide a higher loan amount than traditional loans.Flexibility: DSCR loans can be used for a variety of purposes, including purchasing a property, refinancing an existing loan, or funding renovations.Longer Loan Terms: DSCR loans typically have longer loan terms than traditional loans.Lower Down Payment: DSCR loans may require a smaller down payment than traditional loans.Scenario #6 - 5/1 adjustable P&I with 35% down (65% LTV) (5 years fixed and adjusts every year after five years).

I will say though they do have decent amount of small fees here for a variety of items, but from a management perspective, I haven't had any issues. 

As far as ugly, there are also a large variety of styles and types. 

FHA is the best way to finance a multi family (even with the upfront and monthly mortgage insurance premium) and you can get rents from the other units instead of having a variety of people in your own space.

Our properties have a wide range of variety from minimal repair to full rehabs.

Actual measurement revealed 610sf.There no right answer here and in some ways, we all are saying similar things - I think we all agree the data is important.

You need to develop your own credibility by doing a variety of things around increasing your credibility. 

Rentals in certain neighborhoods can command higher rents than nearby neighborhoods for a variety of reasons ranging from access to school districts to general prestige of a specific neighborhood.

Neighborhood ratings like A, B, C are typically based on a variety of factors such as location, amenities, accessibility, safety, school quality, housing prices, and more.

I complained to the warranty people at Schlage and they sent me a new lock with little hassle (which is awesome) but that one has the same issue.The last point is the reason I am hesitant to purchase a Schlage Encode (the Wi-Fi variety as apposed to zwave).