Nurses and medical personnel and grocery in pharmaceutical and other essential type jobs are probably much safer.

Good question @Naomi Hanson.1031 sets a tight window to find a quality property, and Opportunity Zones lock your cash up for 10 yrs... many times those who invest in large MF that conducts a cost segregation study to greatly reduce or in some cases eliminate their tax exposure without those constraints.

I myself am anticipating 100% non-payment on my rentals.More food for thought: Looking into past pandemics such as the 1886 Small Pox, it wasn't the first wave (the one we are currently in) that was the largest problem....it was the second wave that crushes the medical systems.

I had done this in the past for out of state renters, and just rented one apartment without an actual tour this week.Once I get the last few tours filmed this week, I will have the prospective tenant view those prior to booking a tour, and feel this will likely reduce the number of tours this season. 

That longer term does reduce your monthly obligation a bit which helps your numbers.

If the HOA has adequate reserves and cover exterior capex you could reduce it.

I was so motivated to get my first house hack, and 2nd 4-unit property (1st one was 25% down conventional)I'm just disappointed that all the podcasts i've listened to, i've never heard them mention this self sufficiency rule... completely changes my plan, and reduces the income I was hoping for dramatically.

I have a potential tenant who is a psychotherapist for medical professionals.

Also, being that the home is under an LLC,...does this automatically make the rate higher or is there a loophole where I could live in it for a certain period of time under an LLC and get the reduced interest rate when we buy?

Plumbing is the unspoken frontline of the medical industry, we used to have cholera and other outbreaks all the time before sewers and drinking water were kept from cross contamination.