If you are like me, and are okay with the debt, then put that money into a house hack, reduce your living expenses, and then evaluate whether you want to pay off that debt quickly or not.

I’m looking to reduce my taxable income this tax year.

Trust will be earned by the right one and then you can stop worrying about 'what's in the walls'.

If you're taxable income is near or above these levels, consider using Section 179 deductions to  reduce your taxable income allowing you to qualify for the qualified business income deduction.

@Gabe Viteri it seems to me you just reduced you living expenses by $2166.

And with appreciation slowing, it may take years to earn 20% equity and refinance out of the MI.

Reducing expenses is key and can usually be accomplished through a plan of preventative maintenance.

It's a hard asset that not only has cash value, but it also reduces electricity costs for the occupants.Nope. 

Here are a couple of people who enjoy earning a profit from this site so making you happy might be worth the time.

Rising rates + QT + declining earnings.