Although the specific details will be written into the mortgage, so there may be cases where a creative method isn't covered.for example, here is an excerpt from a Fannie Mae link:Originally posted by Fannie Mae Ownership Transfers:...We consider each of the following situations to constitute a transfer of ownership: * Transfer of any interest in the property subject to the mortgage by sale, bequest, gift, or otherwise,* Assumption of the mortgage debt by the property purchaser,* Exchange of possession of property under a land sales contract or any other land trust device, and* Transfer of a beneficial interest in an inter vivos revocable trust (living trust) that owns the property....

At Christmas I took my gift to my banker sat down and had coffee with the bank pres the head credit officer and my banker we chatted for 45 minutes that's what I call banking

Rebates shopping portal and Groupon discount codes with gift cards purchased from eBay or Safeway with more gift cards and Mr Rebates shopping portal. 

I dislike red ink with the naive hope that in the end the appreciation will cover that and STILL produce an ROI.I'm a cashflow investor and I just love those monthly deposits to my checking account,Yeah, sure, when I sold the 6units there was a ton of appreciation, but that was a GIFT, not a predestine occurrence.

Gift funds cannot be used to purchase investment properties unless you pay all cash for it.

Basically gifting so no repayment expected.

Maybe the agent you don't use kick them a gift card for $25-$50 just to keep that relationship going. 

If you don't have children, or they don't want anything to do with real estate it's a moot point, but a legacy of real estate far surpasses any lump sum gift you could leave them.

Give a gift to great tenants.

But don't burn bridges, I brought her a gift certificate for See's Candies a couple blocks away "to thank her for her help" and later she would keep a list of new cases in her desk to hand to me when I came in to check out a single property.Just one tip add checking for code violations as part of your due diligence list no matter what the property looks like.