If I have to boot someone I'll have it re-rented for more money in a week and the person getting booted will probably be living under the bridge as they won't find anything as cheap as me. 

When rates come down, you can refi whatever loan product you used to lower your rate.  

I have a client who is in need of a personal loan (under 15K).

And if I would be interested in a one year personal coaching for $3,500.

Depending on income and credit there are always credit card, personal line of credit and personal loan options available out there

Here are a few simple ways to improve guest experience beyond design and an amazing product (which I highly suggest you have!)

Don't ever put your other personal asset as collateral for any Kinda of loan.

I personally invest in both markets myself. 

Mark Vandzura, I personally spent hours with you on the phone sorting out the accounting error that got fixed and you agreed was fine.

These are groups where other investors network and learn but in person.