Maybe a few wholesalers that will carry short term, but almost none of the traditional actual owner carry houses.

Wouldn't they just carry over to the new owner?

You must know accurate rehab cost, closing cost, carrying cost, rehab timelines, and ACCURATE ARVs.

Business loans usually carry higher interest rates.

Does anyone know if you have a net loss for the year, do you claim your home office deduction that year and carry it forward, or do you "not claim" it, hold on to the info, and claim it when you have a net profit for the year?

The owner is not interested in carrying the contract. 

Reducing holding time and carrying costs.

Just because the pro big business ploiticians told regulators to slack off AND allow the big banks to carry out their business practices as they deemed appropriate does not mean they need to compensate banks for bad conduct.FDIC is not broke, at least not until the Treasury is broke, being in debt does not mean broke from an operational standpoint.

And owning houses vs apartments should keep the liquidity about as high as possible given physical real estate investment.And if you hire a GOOD property management firm, you should be able to do it with limited direct management.Commercial has some opportunities, but in this RE environment, if you don't know the business and the markets very well, commercial carries lots of risks...

VA loans are made at 100%, so it's a matter of risk to a lender, some first time homeowner loans can go to 103% maybe more for closing costs, but these are for owner occupied and they carry requirements to qualify.